Offering payment services such as free "person to person" micro-payment transactions, Creditz aims to digitalize the wallet once and for all.
CEO America, the exclusive U.S. licensee of Creditz Digital Currency, today announced that it has completed development of its beta Mobile Digital Payment system, Version 1.1, thus introducing a new generation of mobile payment applications in the U.S.
The Creditz Mobile Digital payment system (MDP) gives account holders direct access to all the inherent benefits of Creditz right from their cell phone, PDA or other mobile communications device. The Creditz MDP will be available to all beta account holders in mid-November. Powered by IBM Series I technology, Creditz aims to facilitate quick, easy and free "person to person" digital transactions within the Creditz loyalty payment system in all mobile environments. Creditz MDP has been tested and will continue to enhance the application on Blackberry, Nokia, Samsung, LG, Sony Ericsson and Motorola mobile browsers.
The application can be accessed by all mobile handsets which can connect to the Internet and does not require downloads and initial setup. The Creditz MDP system is integrated with an intelligent backend and an SMS gateway which also supports a feature where the user can send personal messages while performing transactions. The Creditz MDP application is now implemented in the Creditz System infrastructure at IBM Global Services.
CEO America plans to add functionality so that merchants, banks and even government agencies will be able to accept Creditz, as payment, from a mobile device right to the point of sale. The micro-payment capability of the Creditz System also enhances the value proposition of merchants and online sites to pay customers to shop, award digital prizing, digital rebates and pay consumers for specific behavioral changes including for purchasing items under $10, such as music, video and ringtones.
"Creditz is now available through banks, merchant services and ISO organizations or directly from CEO," said David Vaters, founder of the Creditz System. "IBM is providing the scalability, reliability and security Creditz requires to deliver our on-demand 21st-century payment solution," he added.
The Creditz MDP is only available in the U.S. and Canada, however, it is expected it will be available in the UK, South America, Russia and Africa throughout 2008.
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